Can A Mortgage Modification Program Help You?
If you have found yourself in a position where you are finding it more and more difficult to make your mortgage payment, or are possibly already behind a number of months, a mortgage modification may be a great solution for you. Mortgage modification, also known as a "home loan modification" or "loss mitigation" program, is where your current mortgage is negotiated to an agreement for better terms that will allow for you to stay in your home, as well as allow the lender to avoid foreclosure.
If you are serious about keeping your home, a mortgage modification can result in several or all of the following:
- Lower Monthly Payments
- Reduced Interest Rate
- Change from ARM to FIXED terms
- Reduction of Principal Loan Amount
Mortgage modification requires no credit checks, and no appraisal fees. The cost of hiring professionals to negotiate a modification on your behalf is less than the cost of a refinance. This is an attorney based process where lenders work with homeowners to create a more feasible mortgage situation. The process of modification can include any of the following steps.
Loan Modification
Short-Refinance
Short Sale
Deed in Lieu
Cash For Keys
You Should Know... If your house payments are more than 3 months behind, your lender has probably already started foreclosure proceedings. As time passes thousands of dollars in penalties and legal fees can be added to the balance you owe. And every single day extra interest is added and creates additional problems! The longer you wait, the harder it is for us to help!
Request your free home mortgage modification consultation right now to see if we can help you. The consultation is absolutely free and we offer a 100% money-back guarantee should you choose to use our services.
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| Our Program | Debt Consolidation Loan | Credit Counseling | Minimum Payments |
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| Total Unsecured Debt | $30,000 | $30,000 | $30,000 | $30,000 |
| Months To Pay Off | 46 | 60 | 60 | 433 |
| Interest Paid | None | 12% | Variable | 18.99% |
| Monthly Payment | $498 | $667 | $855 | $900 |
| Total Cost | $22,950 | $40,040 | $51,300 | $80,619 |
