Will I continue to get calls and correspondence from debt collectors?
Creditors have the right to attempt to collect on the debts owed to them. However, our customer service team will be available to assist you with any collection calls that become a concern, and make sure you understand your rights and how to best handle the collection calls to optimize your success in our program. Any company offering you a debt settlement program that claims to be able to stop all creditor calls is misleading you, and you should be very concerned about their integrity. We have been in this industry since 2001 and have no complaints because we are completely upfront with our clients. We are only interested in setting our clients up for success, and learning to properly handle creditor calls is crucial to that success. Creditor calls are not scary or intimidating when you understand what is going on behind the scene, and we can provide you with tips and tools to minimize the collection efforts and ensure the best success with settlements.
Q: Who is qualified for a Debt Consolidation and Settlement Program?
Q: How soon will my accounts be settled?
Q: How does debt consolidation and negotiation compare to bankruptcy?
Q: Will debt settlement hurt my credit?
Q: What is the difference between debt settlement and consumer credit counseling?
Q: Do I have to include all my accounts in a debt consolidation and settlement program?
Q: What if my creditors won't settle?
Q: How long does a debt negotiation or debt settlement program take to complete?
Q: What kind of accounts qualify for a debt consolidation and settlement program?
Q: What are the possible tax consequences for a debt that has been settled?
Q: Will I continue to get calls and correspondence from debt collectors?
Q: Will interest and late charges accrue on my accounts while I am in debt settlement?
Q: Can I settle my accounts on my own?
Q: Is it a good idea to borrow from my 401k retirement plan to pay off my credit cards?
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| Our Program | Debt Consolidation Loan | Credit Counseling | Minimum Payments |
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| Total Unsecured Debt | $30,000 | $30,000 | $30,000 | $30,000 |
| Months To Pay Off | 46 | 60 | 60 | 433 |
| Interest Paid | None | 12% | Variable | 18.99% |
| Monthly Payment | $498 | $667 | $855 | $900 |
| Total Est. Cost | $22,950 | $40,040 | $51,300 | $80,619 |
* The above numbers are an example of past performance and are not intended to be a guarantee of any future settlement results.
